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About Us – LoanRelax | India's Most Trusted Debt Settlement Partner
★ About LoanRelax

We Fight for Your
Financial
Freedom.

LoanRelax was founded with one mission — to give every Indian struggling with debt a legal, ethical, and dignified way out. We stand between you and the pressure you've been carrying. You don't have to face it alone anymore.

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Indian couple reviewing loan settlement documents with LoanRelax expert
About LoanRelax

Welcome to LoanRelax.com

We are India's most trusted fintech debt resolution platform — built for borrowers overwhelmed by loan repayment pressure, bank harassment, and financial distress. At LoanRelax, we believe every individual deserves a dignified, legal, and fair path out of debt.

Millions of honest Indian borrowers default due to job loss, medical emergencies, or unexpected business setbacks — yet receive zero structured support. While countries like the USA and Europe have robust debt settlement systems, Indian borrowers often face relentless recovery tactics alone, despite Supreme Court rulings protecting their rights.

LoanRelax changes that. Our expert negotiators engage directly with banks and NBFCs to secure fair one-time settlements, reduce outstanding dues, and legally stop all recovery harassment — quickly and transparently.

We are led by IIT, IIM & MIT alumni with 30+ years of combined experience in finance, law, and technology — bringing world-class expertise to every borrower's unique situation and ensuring the best possible resolution from lenders.

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LoanRelax expert debt resolution team
FAQ – LoanRelax
FAQ

Got Questions?
We've Got Answers.

What is debt settlement and how does it work?
Debt settlement is a process where we negotiate with your lender to accept a lump-sum payment lower than your total outstanding debt to close the account. It's a legal, RBI-recognised process that helps you become debt-free faster.
How much will the debt settlement process cost?
We charge a transparent, one-time onboarding fee. There are no hidden charges. Our fee is clearly explained before you sign anything — no surprises, ever.
Will debt settlement affect my credit score?
Yes, there may be a temporary impact on your CIBIL score. However, we also offer a dedicated CIBIL rebuilding plan to help you recover and improve your score after settlement is complete.
Can LoanRelax stop recovery agent harassment?
Absolutely. We use RBI guidelines and Supreme Court directives to legally stop illegal collection calls and visits immediately. Once you enrol, we handle all lender communication on your behalf.
How long does the settlement process take?
Typically 30 to 90 days depending on your lender and loan type. We work as fast as possible to get you relief, and keep you updated at every step of the process.
Is debt settlement legal in India?
Yes, 100%. LoanRelax operates fully within Indian law, RBI guidelines and banking regulations. Everything is transparent, documented, and legally binding.
Which types of loans can be settled through LoanRelax?
We specialise in settling personal loans, credit card dues, business loans, and other unsecured debts with banks and NBFCs across India. Secured loans like home loans are not eligible for settlement.
Do I need to pay the full outstanding amount?
No — that's the whole point of settlement. Our expert negotiators work to get your lender to accept a significantly reduced lump-sum amount, often saving you 30–60% of what you owe.
What happens if the bank files a case against me?
We provide full legal support and guidance. Our team helps you respond appropriately and continues to negotiate a settlement even in such cases. Most lenders prefer settlement over lengthy litigation.
How do I get started with LoanRelax?
Simply click "Get Free Counselling" on our website. Our experts will call you, understand your debt situation, and explain the best path forward — completely free, with no commitment required.

India’s most trusted debt relief and loan settlement company. Helping families regain financial freedom since 2020.

Services

Personal Loan Settlement

Credit Card Loan Settlement

Anti Harassment Services

Debt Closure

Credit Score Builder

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7217637772
Karkardooma Delhi

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